Mr. Bond signed a contract to participate in an investment scheme. According to the contract, Mr. Bond has to buy securities of the value of $100,000. He will be rewarded a monthly income of 5% which will be paid with the funds received from more recent investors

You advised your client not to perform the signed contract. In your own words, explain to your client what he has to do in order to secure his money in the future. Provide 3 tips that you consider the most important.