Mr. Fahad is an accounting graduate and has started working in a financial advisory and consultancy firm 'Elite Consultants' based in Muscat. In his first assignment, Mr. Fahad has been advised to provide advisory services to a client who is planning to start a new private college in Samail. To arrange the capital for establishing the college, the client is looking at finance options other than commercial banks. 

The estimated cost of the college project is OMR 450,000 Mr. Fahad remembers studying the financial system and is aware that a sound financial system is essential to promote sustainable economic development. He also knows that besides commercial banks, other banks also have an important role to play in the financial system of the nation. And one such bank is Oman Development bank. Mr. Fahad has approached you for further guidance before he prepares an advisory note for his client You are required to advise Mr. Fahad on the following: 

a) Introduction to Oman Development bank and the services it offers.

b) Details of the Product offered by Oman Development Bank which deals with the loans for the college.

c) What is the maximum amount the client can get from Oman Development Bank for this college project which is estimated to cost OMR 450,000? What would be the rate of interest? What are the other conditions of the loan?

d) Assume that Oman Development Bank has given the loan for this college for an amount of OMR 200,000. How will this amount due from the client will be treated in the accounts of the bank?