Mr. Hung is the owner of Hai Ha Private enterprise. At the same time, Mr. Hung also owns 15% of the charter capital of ABC Joint Stock Company. He is a member of the Control Board of Minh Hoa Finance Company (with charter capital is 500 billion). Hai Ha Private enterprise wants to borrow 50 billion VND from Minh Hoa Finance Company, with the collateral being land use rights attached to Mr. Hung's property.

Question:

1. Can Minh Hoa Finance Company agree to let Hai Ha Private enterprise borrow or not? Why? What is the legal basis?

2. ABC Joint Stock Company wants to borrow 30 billion from Minh Hoa Finance Company. The collateral is that the entire factory on the production line of the company is valued at 40 billion VND. Can Minh Hoa Finance Company agree to lend? Why? What is the legal basis?