Mr$.$ Williams has substantial investments and savings that will more than meet his needs for retirement. His main concern is about insuring his estate to compensate for taxes so that his heirs are not burdened with excessive taxes upon this death. He asks Randy to prepare an insurance plan for him, Randy, who works on commission $,$ is knowledgeable in most of the insurance products. However he is particularity well$-$versed in the advantages of Universal Life Insurance and recommends a universal life plan to Mr$.$ Williams without considering other possibilities. The Universal life policy will cost Mr$.$ Williams substantially more than a term or whole life policy and will earn Randy substantially more in commission. Randy has violated :a$)$ the Principal of Objectivity b$)$ the Principle of CompetenceS c$)$ the SPrinciple of Impartiality d$)$ the Principle of Integrity.