Mrs. James asks her bank for a personal loan to be contracted for a 1-year period at an interest rate of 11.1% two years from now. The bank usually asks for a 2.52% additional charge above the expected interest rate on Treasury bond of similar bonds. Assume that: The 1-year bonds rate is 6.5%, The 2-years bond rate is 7.67% with a liquidity premium of 0.03%, The 3-years bond rate is 7.97% with a liquidity premium of 0.06%. . 5 points 1. The required rate by the bank is equal to: * O a. 8.69% O b. 11.21% O c. 8.45% d. 10.97% e. None of the above 2. Would the bank accept Mrs. 5 points James' request? * a. No, the bank would not accept Mrs. James' request, because the bank's required rate is less than the customer's offered rate b. Yes, the bank would accept Mrs. James' request, because the bank's required rate is less than the customer's offered rate c. No, the bank would not accept Mrs. James' request, because the bank's required rate is higher than the customer's offered rate d. Yes, the bank would accept Mrs. James' request, because the bank's required rate is higher than the customer's offered rate O e. None of the above