Ms. Beeblebrox would like to save for her son's education by making monthly deposits of $60 at the end of every month starting when her son is born until he reaches 11 years old. She won't make any more contributions starting on her son's 11th. When her son turns 18 years old, she will use the funds to provide beginning of months payments for the next 5 years. Using an interest rate of J12=8%. Calculate the value of the payments