Ms. Maryam Fatima is 30 years of age, and her salary next year will be Rs. 40,000 . Ms, Maryam forecasts that her salary will increase at a steady rate of 5% per mam until her retirement at age 60 . If the discount rate is 8%, what is the pVof these future salary payments? Moreover, If Ms. Maryam Fatima saves 5% of her sal ary each year and invests these savings at an interest rate of 8%, how much will she lave saved by age 60