Ms. Shaver, a single taxpayer, has $213,000 taxable income, which includes a $19,580 qualified dividend from Benbow Inc. Use Tax rates for capital gains and qualified dividends.

1. Compute her income tax on this dividend assuming that on the basis of Ms. Shavers instruction, Benbow made a $19,580 direct deposit into her bank account.
2. Compute her income tax on this dividend assuming that on the basis of Ms. Shavers instruction, Benbow reinvested the dividend in additional Benbow shares.