Ms. Wafa is a Finance Professional and Expert working at Oman Oasis Water Company, which is the largest bottled water company in the Sultanate of Oman. Ms. Abrar is a friend of Ms. Wafa tells her that the Banks and Financial Institutions are one and the same. Whereas Ms. Wafa differ with her. Ms. Wafa as Finance Professional and Expert, how would she compare and examine with Ms. Abrar the roles played by Banks and Financial Institutions in the financial market