MSU Bank believes the New Zealand dollar will appreciate over the next 6 months from $.62/NZ$ to $.65/NZ$. The following 6-month interest rates apply: (the rates are periodic rates so you do not need to adjust them at all we do not need to multiply by 180/360 or anything like that) Currency Lending Rate Borrowing Rate Dollars 1.75% 3.10% New Zealand dollar (NZ$) 2.25% 3.35% MSU Bank has the capacity to borrow either NZ$12 million or $10 million. If MSU Banks forecast if correct, what will its U.S. dollar profit be from speculation over the 6-month period?