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MULTIPLE CHOICE If an Applicable Large Employer (ALE) does not offer minimum essential coverage to at least 95 percent of its full-time employees (and their

MULTIPLE CHOICEIf an Applicable Large Employer (ALE) does not offer minimum essential coverage to at least 95 percent of its full-time employees (and their dependents) it will be liable for a penalty based on

(a) all its employees

(b) employees who buy insurance off of the individual health insurance exchanges

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