Multiple Choice Questions 1. Liability management decisions determines all of the following except: a interest expense on borrowed funds. b. check handling costs. c. personnel costs. d. fee income. e. loan rates. includes federal funds purchased, repurchase agreements and Federal Home Loan Bank borrowings. a. Retail funding b. Wholesale funding c. Borrowed funding d. Equity funding e. Lockbox funding includes common stock, preferred stock and retained earnings. a. Retail funding b. Wholesale funding c. Borrowed funding d. Equity funding e. Lockbox funding 4. Core deposits are affected by all of the following except: a. location. b. availability. c. volatile liabilities. d. service charges. e. Core deposits are affected by all of the above. 5. Which of the following would not be considered "hot money"? a. Jumbo CDs b. Fed funds purchased Eurodollar time deposits d. Retail demand deposits . Repurchase agreements