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My current mortgage interest rate is 7.000%, I can get a new interest rate of 5.25% for $6,375 in closing costs. My current payment is

My current mortgage interest rate is 7.000%, I can get a new interest rate of 5.25% for $6,375 in closing costs. My current payment is $2,495, my new payment is $2,106, what is my break even in months to cover my closing costs?

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