Myca Corp. has a project with the following cash flows. What is the value of the cash flows today assuming an annual interest rate of 10.3 percent? Year Cash Flow 1 $ 1,880 N 2,390 3 2,745 4 2.755 O 7575.81 O 8356.12 09770.00 O 8672.9 O 6734.05 Your credit card company charges you 1.39 percent per month. What is the EAR on your credit card? O 17.35% 18.92% O 16.68% O 18.02% O 15.85% You want to have$2.75 million when you retire in 38 years. You feel that you can save $600 per month until you retire. What APR do you have to earn in order to achieve your goal? O 10.65% 8.85% O 9.58% O 10.95% O 10.19%