Nancy has a gross income of S76,000, disposable income of $60,000 and discretionary income of $12,000, and she saves $15,000 a year. Her savings ratio is OA, 21 percent B. 23 percent O C. 20 percent OD, 25 percent This month Jill received $1000 income from her job and $200 in stock dividends. Her expenses were rent and utilities of $300, $200 on groceries and S200 on clothing. Which of the following is true? A. Jill has net income of $500 O B. Jill has a net cash flow of $500 C. Jill has net expenses of $500 O D. Jill has a net cash flow of $200 John is in the pre-career life stage of financial planning. Which of the following is most important for John to address? O A. Paying off debts O B. Creating a will and power of attorney O C. Establishing a good credit rating D. Investing in RESPs Use the information provided below to determine the amount of federal tax payable for Earl, who has taxable income of $63,000. Non-refundable tax credits are not applicable El Click the icon to view the federal personal marginal income tax brackets and rates OA. $9,450 O B. $10,783 O C. $12,527 O D. $13,860 Federal Personal Marginal Income Tax Brackets and Rates Taxable Income First $43,953 Over $43,953 up to $87,907 Over 87,907 up to S136,270 Over S 136,270 Tax Rate 15% 22% 26% 29% Print Done Click to select yo