Narratives on the following: Based on the information in the attached pictures.

at least one ratio from each category (liquidity, asset management, debt management, profitability, and market value)

a comparison of the results of the two fiscal years for the ratios chosen (i.e., increase, decrease, ideas as to why this might have occurred)

a comparison to the industry average for the ratios chosen (i.e., how the company compares to the industry and what this means for the company)

What risk is the company facing? Is this true for the entire industry? How can the company mitigate this risk? What is the industry Beta and the company's Beta?

recommendations for individuals who may be considering investing in the chosen company

Given the model of valuation is the company priced fairly? What recommendations would you make to increase the value of the company (be thorough make specific recommendations tied back to the company's stated financial goals).

Assume that you were given an early inheritance of $50,000 and on January 2, 2015, you used the money to invest in your chosen company's stock. You held the company's stock during 2015, selling all of your shares on December 31, 2015. Answer the following:

How many shares did you purchase on January 2, 2015?

What was the initial purchase price per share of stock?

Did you earn any dividends during 2015? Cash or stock? What was the value of your dividends? Would you have received a stock-split or been part of a repurchase program?

At what price per share did you sell your stock at on December 31, 2015?

Did you make any money on your investment? If so, how much? If not, how much did you lose?

Answer based on this info:

	All Figures in 000's
Particulars	2014	2015	2016
Current Asset		2764538	3133214
Current Liability		1049014	1187659
Cash & Cash Equivalents		441850	600646
Investment others		268720	310072
Investments fixed maturity		1304962	1510538
Receivables		189869	175210
Total Assets	5998978	6872175	8150175
Shareholders Equity	1527368	1884359	2251406
Total debt		2190869	2688758
Sales		3074531	3275656
Operating profit		663024	866814
Net profit		356741	489001
Price on the last day ($)		330.62	345.05
EPS ($ per share)		18.21	24.95

Particulars	Formula	2015	2016
Current Ratio	current assets/current liabilities	2.64	2.64
Quick Ratio	(cash + investments + receivables)/curretn liabilities	2.10	2.19
Operating Margin	(Operating Profit/Sales)*100	21.57%	26.46%
Net Profit Margin	(Net Profit/Sales)*100	11.60%	14.93%
Return on Total assets	(Net profit/Average assets)*100	5.54%	6.51%
Return on common equity	(Net profit/Average shareholders equity)*100	20.91%	23.65%
Return on invested capital	(Net income -dividends)/(Debt+quity)	8.27%	7.92%
Price/Earnings	Price/EPS	18.16	13.83
Market Capitalisation	Price * Bumber of shares outstanding	6475732602	6761637756
Share outstanding	NA	19586633	19596110
Dividend per share ($)	NA	1	5
Dividend Yield	(Dividend/Price)*100	0.30%	1.45%