Nathan purchased a brand new Honda City with a comprehensive motor policy insurance worth RM85,000.00. A week later, while driving his new car at 100km/h on the fastest lane at the highway, a 2008 Perodua Myvi, suddenly shifted onto his lane of travel without giving any signal. Nathan could not avoid the Perodua Myvi and hit the car from rear. Both cars were damaged while Nathan and the driver of the Perodua Myvi escaped injuries in the accident. The Perodua Myvis driver blamed Nathan to cause the accident. Answer the following questions based on the stated event and the enclosed motor policy wordings.

1. The Perodua Myvis driver also file a claim on Nathans insurer for the 100% damage of his car as his motor policy only covers a third-party liability. Should Nathans insurer pay the claim. State your reason.