National Insurance Company and Owen put their agency agreement into a written document that describes the rights and duties of both parties. Owen, as the agent, has

	A.	apparent authority.
	B.	express authority.
	C.	implied authority.
	D.	equal authority.

Fred is legally incompetent. Fred can be

	A.	none of the other answers.
	B.	an agent only.
	C.	an agent or a principal.
	D.	a principal only.