ncial Statements and Financial-Firm Performance 10. Runnals National Bank has experienced the following trends over the past five years (all figures in millions of dollars): Year Net Income After-Tax Total Assets Total Liabilities $2.65 2.75 3.25 3.65 4.00 Total Operating Revenues $26.50 30.10 39.80 47.50 55.90 $300.00 315.00 331.00 347.00 365.00 $273.00 288.00 301.00 314.00 329.00 Determine the figures for ROE, profit margin, asset utilization, and equity multiplier for this bank. Are any adverse trends evident? Where would you recommend that management look to deal with the bank's emerging problem(s)