Need help answering a few questions, thanks!

Rising interest-rate risk A) Increased the cost of financial innovation. B) Increased the demand for financial innovation. C) Reduced the cost of financial innovation. D) Reduced the demand for financial innovation. The difference between the "payoff" & the "purchase & assumption" methods of handling failed banks is A. That the FDIC guarantees all deposits when it used the "payoff' method. B. That the FDIC guarantees all deposits when it uses the "purchase and assumption" method C. That the FDIC is more likely to use the "payoff" method when the bank is large and it fears that depositor losses may spur business bankruptcies and other bank failures. D. That the FDIC is more likely to use the purchase and assumption method for small institutions because it will be easier to find a purchaser for them compared to large institutions. The leverage ratio is the ratio of a banks a. Assets divided by its liabilities. b. Income divided by its assets. c. Capital divided by its total assets. d. Capital divided by its total liabilities, Before 1863, a. Federally chartered banks had regulatory advantages not granted to state-chartered banks. b. The number of federally chartered banks grew at a faster rate than at any other time since the Civil War c. Banks acquired funds by issuing bank notes. Money Market mutual funds a. Function as interest-earning checking accounts b. Are legally deposits. c. Are subject to reserve requirements d. Have an interest rate ceiling