Need help for question 6 and last part of 5

QUESTION 4 Hak Young has accumulated some credit card debt while he was in college. His total debt is now $13,864.82 and his credit card charges 19% interest compounded monthly. He is getting worried about his debt and is determined to pay it off completely. What would Hak Young's minimum payment have to be in order to pay off his debt in 5 years? 359.66 What will be the total interest paid? 7714.78 QUESTION 5 Hak Young is daunted by that monthly payment amount and is trying to figure out how he can make paying off his loan more manageable. He went to his bank and found out he could get a personal line of credit that he could then use to pay off his credit card. The line of credit has an interest rate of 9.75% compounded monthly. Assuming he still planned to pay off his debt in 5 years, what would his monthly payments to the bank be now? 292.88 What will be the total interest paid? QUESTION 6 Hak Young realizes that payment amount, even though reduced, is just not manageable based on how much he currently makes and all of the other expenses he also has to budget for. As a result he decides paying off his debt in 10 years is simply more realistic What would Hak Young's monthly loan payments be with this new timeline? What will be the total interest paid