need help on this question!

You are an individual, medium-wealth, investor (not a financial institution) and have collected the following information: - The S&P500 index has earned an average 8% per year for the last 10 years - The US one year treasury bill is presently yielding 1% - You may borrow from the bank directly up to $1 million at a flat rate of 6% APR compounded monthly - The SPY ETF has, after fees, netted an average 7.75% per year for the last 8 years - Your savings account offers you 0.5% EAR on any deposits you leave with the bank Knowing the above, if you have $200,000 to invest but hope to put $250,000 into "the market" what rate of return would you expect to earn over the coming year? [Please give your answer in percent to the second I place. Thus if you compute value +17 435634% please write 17.44]