need help

Selecting a CD. Casey has 56,000 to invest in a certificate of deposit Her local bank offers her 554% on a 12-month FDIC-insured CD. A nonfinancial institution offers hier 7 31% on a 12-month CD. What is the risk premium? What else must Casey consider in choosing between the two CDs? The risk premium is (% (Round to two decimal places) Casey must also consider (Select the best answer below) O A. the bank's risk tolerance OB. that if she needs access to the money in a short period of time, the nonfinancial Institution's CD might be too risky OC. the government's risk tolerance OD. that if she only needs access to the money after a long period of time, the nonfinancial institution's CD might be too risky