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need help solving Pablo and Max received a 30 -year mortgage for $201,000 at the APR of 11.4%, compounded monthly. After they had made 9

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Pablo and Max received a 30 -year mortgage for $201,000 at the APR of 11.4%, compounded monthly. After they had made 9 years of the payments ( 108 payments) they decided to refinance the remaining loan balance for 20 years at an APR of 5.3\%, compounded monthly. What will be the balance on their loan 3 years after the refinance

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