need help thanks

9. Find the Present Value if money earns P200 at the rate of 7% for: (9 points) a. 60 days b. 3 months c. 5 years 10. If P12, 500 was borrowed at 8% simple interest, how much will the interest be after 3 % years? (5 points) 11. For you, is it always ideal that a loan should carry an interest expense or interest income for the borrower and the lender respectively? Justify. (5 points)