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An automobile insurance company classifies applicants by their driving records for the previous three years. Let S = {applicants who have received speeding tickets}, A = {applicants who have caused accidents}, and D = {applicants who have been arrested for driving while intoxicated}. Describe the set using set-theoretic notation. {applicants who have not either been arrested for drunk driving or received speeding tickets but have caused accidents} Choose the correct answer below. O A. (D'US') NA O B. (DUS)'nA O c. (Dns)'nA O D. (D'ns') UA