need to know if these answers are correct

A truck belonging to a chemical manufacturer and driven by an employee is involved in an accident that results in a spill of corrosive chemicals on a highway. In addition to the damage to the highway and its surrounding by the hazardous chemicals, the truck is damaged and the driver is injured. Which one of the following insurance coverages would apply for the employer's cost of medical expenses and lost wages for the injured employee? Medical malpractice. Marine insurance. Environmental liability Workers compensation The Tallmart Company is building a new warehouse and distribution center. The company wants to cover the value of the construction materials onsite during construction and have coverage limits increase as construction progresses. The type of coverage that would be used to provide property insurance during construction is: Directors and officers liability. Business income insurance. Equipment breakdown coverage. Builders' all-risk. CashCare Company processes tickets sales for a local concert venue. Tickets may be paid for in cash or with a credit card. The company is considering the purchase of insurance that would provide coverage if an employee, either alone or with others, without authorization takes and keeps some of the ticket sales cash received. The insurance coverage that would apply to this risk is: Business income insurance. General liability insurance. Employers liability insurance. Fidelity and crime insurance. Radley, Inc. took out a mortgage from Bill Bank to pay for construction of a new office building. Hammer Construction Company has been hired to build the office building for Radley, Inc. The construction contract has a clause that requries the building to be completed by a specified date. Hammer Construction Company has a obtained a surety bond from Guarasure Corporation that guarantees performance under the construction contract. The obligee in this surety bond is: Bill Bank Hammer Construction Company Radley, Inc. Guarasure Corporation Kendra is a newly hired bond trader for League Universal Bank. The bank grants levels of trading authority that match the trader's level of experience. Because she is inexperienced at bond trading, Kendra is limited to trades no larger than $10 million. In trying to identify and manage rogue trading issues before a loss occurs, the bank regularly reviews trading records looking for mismatches between a trader's experience and actual trading levels. This mismatch is an example of a: Key risk indicator Quality scorecard. Loss ratio. Root cause. An employee of Kipp Company refuses to customize a product for a key customer because the customization does not strictly conform to the company's standard product list. The customer is dissatisfied and takes its business elsewhere, costing Kipp Company a significant customer and corresponding revenue. The category of operational risk illustrated in this example is: External events risk Systems risk People risk Process risk