net cash flows 1. household assets 2. real estate 3. mutual funds 4. measures cash inflows and outflows items owned by a household such as a home or car summary of assets, liabilities, and net worth financial assets that can be easily sold without a loss certificates issued by borrowers to raise funds certificates representing partial ownership of a firm the difference between cash inflows and outflows liquid assets 5. current liabilities 6. stocks 7. 8. property and land V bonds 9. shares comprised of stocks and bonds cash flow statement 10. debt paid within a year balance sheet