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Net income was $ 3 6 4 , 0 0 0 in 2 0 1 9 and $ 4 1 8 , 6 0 0

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Net income was $364,000 in 2019 and $418,600 in 2020. The year- to-year change in net income is:
a.13%
b.87%
c.15%.
d.85%
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