Net income was $490,000 in 2020,$450,800 in 2021, and $513,912 in 2022. What is the percentage of change (a) from 2020 to 2021 , and (b) from 2021 to 2022 ? Is the change an increase or a decrease? (Enter negative amounts using either a negative sign preceding the number es. -45 or parentheses es. (45). Round percentages to 1 decimal place, eg. 12.3\%)