Nevaeh initially borrowed $5,500 from RBC Bank at 3.97\% compounded semi-annually. After 4 years she repaid $2,200, then 7 years after the $5,500 was initially borrowed she repaid $2,365. If she pays off the debt 10 years after the $5,500 was initially borrowed, how much should her final payment be to clear the debt completely? Round all answers to two decimal places if necessary. Amount owed after 4 years (before the first payment) =$ (enter a positive value)