Nexander and Emily are applying for a $735,500 mortgage. The monthly payment for this proposed mortgage is 13,461.88. They have told you that they also have a car payment of $805 per month, annual car insurance of $2,000, an RASP contribution of $50 per month by payroll deduction, a weekly loan payment of $138 and total monthly credit card payments of $650. Their property taxes are $6,460 per year. Their combined income is $191,500 per year and heat on this house is $100 per month. What is their TDS?