Next time you purchase a vehicle how do you plan on financing the purchase? Assume you have to borrow and will not be paying cash. Things to consider, will you borrow from the dealership, a bank, credit unit, or another financial institution? Will you sign up for a variable rate or fixed rate loan or add$-$on loan or simple interest or installment loan? Will you make extra payments to pay off the loan early? When purchasing the vehicle will you be more concerned with the price of the vehicle or with the monthly payments?