Nick invested $20,000 in a segregated fund contract in June of 2009 . He named his wife, Rebecca as the beneficiary, Nick was responsible for triggering the account resets when applicable. The contract had a 75% maturity guarantee and a 100% death benefit guarantee. Nick died in October, 2019. At that time, the market value of his fund was $27,000. However, Rebecca received a death benefit of $30,000. Why would Rebecca have received $30,000 instead of $27,000 ? Select one: a. Nick's account had a market value of $30,000 at the time of his last reset. b. Nick's account had a market value of $40,000 at the time of his last reset. c. Nick's contract matured in July, 2017 with a market value of $40,000. d. Nick's contract had a Guaranteed Minimum Withdrawal Benefit