Nicolas Cruz has a NOW account at the Second National Bank. His checkbook ledger lists the following checks: Reconciliation Check Number Amount 654 $206.05 658 55.22 662 103.00 668 99.00 670 6.10 671 50.25 672 24.90 673 32.45 674 44.50 675 30.00 676 30.00 677 111.23 678 38.04 679 97.99 680 486.70 681 43.50 75.00 682 683 98.50 Nicolas also made the following withdrawals and deposits at an ATM near his home: Nicolas also made the following withdrawals and deposits at an ATM near his home: Reconciliation Date 11/1 Amount Transaction $50.00 Withdrawal 11/2 $525.60 Deposit 11/6 $100.00 Deposit 11/14 $75.00 Withdrawal 11/21 $525.60 11/24 $150.00 Deposit Withdrawal 11/27 $225.00 11/30 $400.00 Withdrawal Deposit Nicolas' checkbook ledger shows an ending balance of $286.54. He has just received his bank statement for the month of November. It shows an ending balance of $622.44; it also shows that he earned interest for November of $3.28, had a check service charge of $8 for the month, and had another $12 charge for a returned check. His bank statement indicates the following checks have cleared: 654, 662, 672, 674, 675, 676, 677, 678, 679, and 681. ATM withdrawals on 11/1 and 11/14 and deposits on 11/2 and 11/6 have cleared: no other checks or ATM activities are listed on his statement, so anything remaining should be treated as outstanding. Use a checking account reconciliation form like the one in Worksheet 4.1 to reconcile Nicolas' checking account. Worksheet 4.1 For the month of CHECKING ACCOUNT RECONCILIATION 20 Accountholder Name(s Type of Account 1. Ending balance shown on bank statement Add up checks and withdrawals still outstanding Check Number or Date Check Number Amount $ or Date Amount $ 2. Deduct total checks/withdrawals still Add up deposits still outstanding Date Amount TOTAL S Date Amount 3. Add total deposits still outstanding A Adjusted Bank Balance (1-2+3) TOTAL S $ S 4. Ending balance shown in checkbook 5. Deduct any bank service charges for the period 6. Add interest earned for the period B New Checkbook Balance (4-5+6) Note: 1. Enter data in blue area only. Note 2. Your account is reconciled when line A equals line 8. $