Nicole owns a home and have purchased an unendorsed $HO-3$ policy. She has elected Section II limits of $$300,000$ per occurrence for Coverage $E($Personal Liability$)$ and $$5,000$ per person for Coverage F $($Medical Payments$).$

Nicole hosts a baby shower for one of her friends at her house and during the festivities, one of her guests becomes ill due to eating some spoiled tuna salad that Nicole had prepared. The guest is rushed to the hospital and incurs $$3,000$ in medical bills. Would Nicole's $HO-3$ respond to this claim and if so$,$ how much would it pay?