NII ther the Data Bank SCB Citi BOCHK Citic HSBC Analysis M, USD MUSD M, HKD K, HKD M, USD Mkt Cap. Book Val. Assets 15,354.0 50,404.0 152,350.0 196.220 0 1,058,000.0 285,373.0 272,640.0 45,9811 87,759.0 186,253.0 NI 789,050.0 1,917,383.0 2.956,004.0 362,9448 2,558,124.0 751.0 18,045.0 32,654.0 3,008.4 15,025.0 Other Inc 6,8520 46,5620 39,5010 6,400.4 30,489.0 Loans 7,902.0 26,292.0 28,243.0 8,410.1 33,098.0 Deposits PLL 281,699.0 439,339.0 671,881.0 1,013,170.0 1,282,994.0 1,895,796.0 203,829.3 285,4929 981,696.0 1,362,643.0 2,3250 7,568.0 1,242.0 1 316.5 1,767.0 P/B ROE ROA SCB Citi BOCHN Citic HSBC % total inc Loan Loss 53.56% 36.09% 41.69% 56.78% 52.05% Loan/Deposits 0.83% 64.12% 1.13% 66 31% 0.10% 67.68% 0.65% 71.40% 0.18% 72.04% a. Calculate the ratios in blank cells (15 points). b. Would the bank with the lowest P/B be a good investment? Why/Why not, demonstrate with numbers (10 points). c. By international standard, a bank with a ROA of ~ 1% is a well-managed bank, from this perspective, which of the banks is a potentially good bank to invest in? Why/Why not, demonstrate with numbers (10 points). d. For an investor with a long investment horizon, would Citi or HSBC, 2 of the world's largest banks, be considered a better investment? Why/Why not, demonstrate with numbers (15 points)