Nina has a long term disability policy to age 65, with a six-month recurring disability rider. Nina was diagnosed with cancer, for which she has been treated. She was unable to work during her treatment, which lasted six months. She was back to work for one month when she broke her hand. Due to the nature of her employment she is unable to work. Given this scenario, which of the following options is most important to Nina? Select one: O a. The waiting period b. A presumptive disability clause c. The cost of living allowance d. A recurring disability benefit

Nina has a long term disability policy to age 65 , with a six-month recurring disability rider. Nina was diagnosed with cancer, for which she has been treated, She was unable to work during her treatment, which lasted six months. She was back to work for one month when she broke her hand. Due to the nature of her employment she is unable to work. Given this scenario, which of the following options is most important to Nina? Select one: a. The waiting period b. A presumptive disability clause c. The cost of living allowance d. A recurring disability benefit