Nina is almost ready to graduate with her degree in early childhood development but she ran out of money for her last semester. She decided to take out a student loan of $2800.00 to cover her expenses. She knows she will have to start paying back the loan 6 months after she graduates. The APR on the loan is 4.75% and the loan term is for 10 years. Fill in the blanks below then use an excel function to find Nina's monthly loan payment after she graduates.