nna took a life policy. She insured herself substantially. In the policy, Anna was recorded as a firstclass life. Unfortunately, Anna did not disclose that he was a keen glider. The insurance agent filled the form for her. Anna was $42$ years old but the agent wrote $32$ years. Anna appended her signed the form. Before the first premium was paid, Anna crushed and suffered bad injuries. Her husband made a quick premium payment to Insurance Brokers. Anna died a day later. Anna$$s husband submitted a

claim to the broker. Legally advice