(Nonannual compounding using a calculator) Dennis Rodman has a $5,500 debt balance on his Visa card that charges an APR of 10.5 percent compounded monthly. Dennis's current minimum monthly payment is 3 percent of his debt balance, $165. How many months (round up) will it take Dennis to pay off his credit card if he pays the current miminum payment of $165 at the end of each month? How many months will it take Dennis to pay off his credit celd? months (Round up to the nearest unit.)