Noor Takaful was established in early 2009 to provide a broad range of Islamic insurance (takaful), general and customized insurance products and services to individuals, families, groups, and companies in the UAE market. Given the huge success of Noor Takaful, you have signed a takaful contract with them. Noor Takaful company divides the contributions in profit-generating investments and the participant risk fund in equal proportion. The year 2020 was an unusual year for Noor Takaful company due to global financial turmoil and led to huge losses for Noor Takaful's investments. The situation further deteriorated due to a large number of participant claims, that exceeded their reserves. Consequently, Noor Takaful company is in deficit this year. You have been hired by Noor Takaful as an Islamic finance expert to devise a sharia-compliant solution for this situation so that to meet participant claims as well as ensure the future wellbeing of the company? Please provide complete details on all the possibilities in this situation.