Question
Note: I already answer Questions A through C. Only answer D. Thank you What percentage of assets do commercial banks hold in loans? What percentage
Note: I already answer Questions A through C. Only answer D. Thank you
- What percentage of assets do commercial banks hold in loans? What percentage of assets are held in mortgage loans?
At the end of third quarter of 2012, the commercial bank has a total loan of $49.5 billion. The total assets of commercial bank are $75.2 billion
The total loan is calculated as under:
Depositary Institution Loans = $17.6billion
Home mortgage loan = $17.0 billion
Commercial Mortgage loan = $14.9 billion
Calculate the percentage of assets hold in loans:
Percentage= Total loan/Total assets x 100
Percentage = $49. 5 billion/$75.2 billion x 100
Percentage = 0.6582 x 100
Percentage = 65.82%
The percentage of assets commercial banks hold in loan is 65.82%
Calculate the percentage of assets hold by commercial bank in mortgage loan:
Percentage = Total mortgage loan/Total Assets x 100
Percentage =$31.9 billion/$75.2 billion x 100
Percentage = 0.4242 x 100
Percentage = 42.42%
The percentage of assts commercial banks hold in mortgage loan is 42.42%
- What percentage of assets do savings and loans hold mortgage loans?
At the end of third quarter of 2012, the savings and loan have a mortgage loan of $3753.8 billion. The total assets of savings and loan are $174.2 billion.
Percentage = Total mortgage loan/Total Assets x 100
Percentage =$174.2 billion/$3753.8 billion x 100
Percentage= 0.0464 x 100
Percentage = 4.64%
4.64% assets are hold in mortgage loans by savings and loans
- What percentage of assets do credit unions hold in mortgage loans and in consumer loans?
At the end of third quarter of 2012, the credit union has a home mortgage of $325.7 billion and the consumer credit of $237.5 billion. The total assets of commercial bank are $897.8 billion.
Percentage = Total Mortgage loan/ Total Assets x 100
Percentage = $325.7 billion/ $897.8 billion x 100
Percentage = 0.3627 x 100
Percentage = 36.27%
36.27% assets are hold in mortgage loans by credit unions.
Calculate the percentage of assets hold by credit unions in consumer loans:
Percentage = Total consumer loan/Total assets x 100
Percentage =$237.5 billion/$897.8 billion x 100
Percentage = 0.2645 x 100
Percentage = 26.45%
26.45 percent of credit unions are held in consumer loans.
- Review and explain the trends in the numbers related to the previous three questions. What do you observe? What trends are happening? Are they surprising with the state of the economy today?
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Secretarial Audits Under Corporate Laws And Annual Return Certification
Authors: CS Shilpa Dixit And CS Amogh Diwan CS Milind Kasodekar
1st Edition
9389449324, 978-9389449327
