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Notes: Fund A is no-load with .5% expense ratio, Fund B is no-load with 1.5% total expense ratio, and Fund C has an 8% load

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Notes: Fund A is no-load with .5\% expense ratio, Fund B is no-load with 1.5% total expense ratio, and Fund C has an 8% load on purchases and a 1\% expense xatio. Gross return on all funds is 12% per year before expenses. * After front-end load, if any

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