November December January February March Sales $9,500 $10,000 $11,000 $12,100 $13,310 All sales are for credit, with 80% collected the following month and 20% collected during the second month. Purchases of raw materials equals 60% of sales. Purchases are made in the month of the sale, but suppliers are paid in the month following the purchase. Wages are $1,000 per month, rent is $1,500, taxes are $500, and a $1,000 loan payment is due in February. Monthly interest expense is $200. What are the net cash flows in January, February, and March?