Now imagine that a client tells you that a coworker recommended a marijuana industry ETF (or mutual fund) and they are really excited about investing in it because they think the marijuana industry is going to grow a lot over the coming decade. In fact, they believe this so strongly that they think they should put one- half of their retirement investments into this particular ETF/mutual fund. What would your response be to this? Do you think this is a good idea? Would your client be likely to earn outsized returns based on the growth in this area of the economy