Now or Later, Inc. recently paid $2.10 as an annual dividend. Future dividends are projected at $2.11, $2.28 and $2.99 over the next three years, respectively. At the end of the third year, you expect to sell the stock for $27.5. The stock of the company is selling for $37 today. How much is expected return from your investment in the stock?

-2.07%

-0.13%

-4.12%

10.33%

4.59%