Now suppose the Central Bank of Pandesia (CBP) decides that after centuries of 100-percent-reserve banking, it is time for a change and decide to switch the Pandesian banking system to fractional reserve banking. To begin with, board of governors at the CBP agree on a required reserve ratio of 10%. How does my deposit of $1,000 at the First National Bank of Pandesia impact the money supply in Pandesia after this change? Explain by using the T-account.