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Now you talk with Bank A and Bank B about the interest rate they will charge on the loan. Both banks will charge you 6%

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Now you talk with Bank A and Bank B about the interest rate they will charge on the loan. Both banks will charge you 6% interest. However, Bank A is monthly compounding, while Bank B is quarterly compounding. Which bank will you borrow from? (Hint: again, you can provide me either mathematically or theoretically explanation.)

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