nsurers need to evaluate potential new products and services. Which one of the following statements is correct with respect to that evaluation? Select one: A. To choose among a number of possible product changes, an insurer develops a cost-benefit analysis for each possibility. B. A cost/benefit analysis usually does not consider all possible costs associated with the development of a new product. C. Product development is generally unaffected by a company's structure, information technology systems, or distribution channels. D. Most insurers use the same standardized methodology for making product development decisions